|
Want the most current listing information? Need local real estate advice? Call us: 717-354-HOME (4663) or 800-791-8211...Serving your Home town
|
Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
|
|
|
Greg Hostetter - Realtor & Team Partner Greg has been servicing clients as a full time Real Estate Professional since 1991. He has received honors such as the Lancaster Newspapers “Readers Choice Favorite Real Estate Agent” for Lancaster County. Born and raised in Lancaster County, Greg and his wife, Stacy and their children, Micah, Austin, & Mataya, live just outside of New Holland. He greatly treasures time spent with the family. He is also active in his church and enjoys many outdoor activities.
Carol Lehman - Realtor & Team Partner Carol has been a full time Real Estate Professional since 2002 with 15 years prior experience in customer relations. Carol was born and raised in Lancaster County. She lives in East Earl with her husband Chuck and their two sons, Clay and Carson. In addition to spending time with her family she is involved with her church and enjoys sporting activities.
Harold Bare - Team Realtor Harold owned and operated a farming operation with his family for over 30 years. His son now manages the farm. Harold obtained this real estate license and has helped customers meet their goals since 1992. He specializes in agricultural, residential and commercial properties.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
|
| Q |
What is the world's longest frontier?
|
| A |
At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world. |
 See More Real Estate Trivia > |
|
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
