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Why Buyers Choose The Greg Hostetter Team - Why homebuyers looking for a real estate agent in the Lancaster County, New Holland and Ephrata area choose The Greg Hostetter Team. Latest Listings - Get The Greg Hostetter Team's latest Lancaster County, New Holland and Ephrata listings of homes for sale first! Find Your Perfect Home - The Greg Hostetter Team will search for your ideal home and email you the newest Lancaster County, New Holland and Ephrata MLS listings of properties in Lancaster County PA. First Time Homebuyers - Are you a first time homebuyer in Lancaster County, New Holland and Ephrata, PA? Choose a top real estate agent. The Greg Hostetter Team can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Lancaster County, New Holland and Ephrata house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Lancaster County, New Holland and Ephrata Homes, For Home Buyers, For Home Sellers, Lancaster County, New Holland and Ephrata Information, Real Estate Resources, and About The Greg Hostetter Team. 
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Financing Your Home >Hybrids Offer Low Rates In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
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| Q |
What island in the St. Lawrence River was given away on a television game show in 1964?
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| A |
Price is Right Island was given away by Bill Cullen on "The Price is Right." |
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